Question: Should I buy or lease my system?
Answer:
在决定是否购买或租赁系统时，有许多因素需要考虑. 这些因素与您的项目经济有关, your creditworthiness, 你对微型水电项目承担责任的意愿以及你对税收抵免的渴望(如果适用).
首先你需要看看这个系统的总成本. Ownership requires the up-front capital cost of designing, permitting and constructing the project. 如果你没有现金，你可以通过贷款来减少前期成本. With a loan, you are the owner, 但你从银行借钱是为了支付系统的资本成本. 贷款就是简单的融资，就像用贷款购买汽车一样. 它可以让你利用所有与你自己的可再生能源发电相关的节省. If in effect, 联邦可再生能源税收抵免, 例如投资税收抵免(ITC)可能允许系统的所有者使用系统价值的30%作为税收抵免, which works for individuals who have tax liability they would like to reduce with tax credits.
If you don’t have the cash and do not want to take out a loan you can consider a lease-to-own model. Or, you can also lease a system with no plan to transfer ownership at the end of the lease. With a lease, you are not the owner of the system, 你只是向租赁公司长期付款(通常为20年). If you choose to lease-to-own, 然后系统的所有权会在你的租期结束时转移给你. 租赁协议允许你在不承担拥有系统的责任的情况下做出环保的选择, 同时减少您的电费，并使用基于租赁期开始时确定的千瓦时率的可预测的每月支付结构.
租赁与贷款有一些共同点. For example, 对365体育备用的好处是一样的，每月支付的费用通常比你现在的电费要少.
如果你有足够的资源，对税收抵免有兴趣, and/or are willing to take out a loan, then all things else being equal, 拥有您的系统，即使它是通过贷款融资的，也是一个更好的选择.